This course explores the insurer and insured relationship created through the contract of insurance. It focuses upon the rights and obligations as they pertain to the insurer’s duty to defend the insured in a suit. Topics covered include the identification of the insured, the grant of coverage provided by the policy, the defense obligation within a commercial general liability and the burden upon the insurer to avoid a defense obligation. The course examines what is a “suit” as defined by a policy, how policy provisions grant insurance coverage and how to identify a conflict of interest between the insurer and insured.